Thursday, June 08, 2006

About the Blogger

This post is updated in 2023.

Thank you for wanting to know more about me. If you made it to this hidden post, you really tried hard enough. Much appreciated. I am Jay Chan. I am this half-hearted blogger, who had been doing this for a while without much success. Check out the following bloggers who have much more to offer:
My interest in investment started in my university days and I have invested in stocks for more than 20 years. Being a typical Blood Type B (i.e. disorganized but passionate), I have not tracked the performance of my stock portfolio and it could be a Herculean task to try to that now since the number of transactions are probably in the hundreds and some of the records are probably gone. 

My long term goal will be to be able to sustain my lifestyle with dividends and for my portfolio return to achieve 8%pa, the original name of the blog. I have also thought deeply about Singapore's education system and our property market and written some posts on these topics.

8% Value Investhink, a new name adopted some years ago, comes from the components: 1) 8%, 2) Value, 3) Invest and 4) Think. It incorporates the philosophies of value investing and critical thinking which I hope can help us navigate well in today's world of short-termism. In 2022, I also created a team and put this platform on 8percentpa.substack.com

I have been asked why the low hurdle at 8%? In reality, to achieve 8%pa over very long time frame like 20 to 30 years is a very tall order. It means increasing the original capital by 10 folds or more. Warren Buffett has failed to beat this criteria as a result of his large portfolio (now a few hundred billion dollars) over the last 20 years.

8% is just a number and today, the relevant objective is to continue writing to help readers apply the concepts of value investing to make good investments and avoid bad ones. This is especially crucial in the Singapore when it comes to property. I hope to help more people avoid overpaying for one of the most important purchases of our lifetimes. The Property label contains some of my views. It is my belief that investing and in the broader context, financial literacy is something that everyone can learn and master. 

This is me.

Friend Me! http://www.facebook.com/8percentpa


No comments:

Post a Comment